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The postponed compensationAlong with financial literacy financial responsibility assumes understanding the child of the concept of "the postponed compensationit which is in detail considered in itthe Rich daddy, the poor daddyit. One of advantages of the program of accumulation of savings that it visually shows to children all benefits of such way of the reference with money. Helping the child to define its financial purposes and to make the financial plan of their achievement, you help it to develop own formula of success. The feeling of self-esteem appearing as a result of achievement of objects in view, it is impossible to overestimate. In the today's world where the concept of immediate compensation dominates, we deprive often of the child of possibility to feel the inspiring sensation of success connected with achievement filter. You ask, how? When we give it something simply so instead of allowing to earn it own work.
For example, it wanted to your child to have a new bicycle. Try to use an example from the book itthe Rich daddy, the poor daddyit when the poor daddy spoke: itI cannot allow myself of itit, it and the rich daddy asked itself a question itAs I can allow myself it?it. Learn the child to wonder: itAs to me it to make?it it instead of speaking to itself: itI cannot make itit. Help it or it to make the plan how to earn money for bicycle purchase. Inspire the child on search of new ways of earning money. Help it to estimate correctly degree of success of the actions undertaken on this way and if necessary to make changes to the plan. Let your child himself will buy a bicycle in the award for performance of this plan. Praise it for the shown persistence and express admiration of its success.
Debts and credit cards
Credit cards became today the tool of reception of immediate compensation. Unfortunately, the bitter disappointment at the sight of the sums specified in an abacus coming every month can become an end result of their use. Much the best exit is definition of the financial purposes and practical job on a subject of the postponed compensation, similar to the case resulted above with a bicycle.
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