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Factories required very small capital. The first factory Arkrajta in

- the second has been insured for 1,5 thousand pounds, and - for 3 thousand pounds.

Introduction by the end of a XVIII-th century of steam engines and many-storeyed factories

Has increased value it factories to 15 thousand pounds, but by then for

Already twenty years' operational experience, sometimes rather stood shoulders of the first manufacturers

The profitable. That holders of factories often based joint banks,

It is possible to see that fact that they required external sources of the capital, but

From here it is possible to introduce at that that they possessed the redundant investment

Funds or that they required close banking connections for maintenance of

Working capital. 1792 years, "Transition to Factory

System ", comparable on size of investments., pp. 540 - 542. He transfers also other spinning mills constructed Between 1778 and Resulted figures are taken from Chepmena

Certainly, the capital for industrial revolution has not arisen from air. But it was not

Result painful accumulation of economical Protestants, Expropriated from workers by strong reduction of wages, By consumption level decrease. To finance new cars and new

Forms of the factory organisation it was not required reductions of real earnings

Workers or land owners, decrease in their consumption levels, are not necessary

There were also national efforts on increase in a share of savings. Factories

Supplied such growth of production that it more than sufficed on the fast Payment of capital costs as the gain of incomes was big, and Requirements for the capital - moderated.

Financing of factories was facilitated by English system of local banks, usual

System of the bank deposits, the creating offer of money necessary for

Crediting of a working capital of their clients which was approximately equal

To size of the constant capital embodied in new factories. Undoubtedly that Raw materials and finished goods stocks, as well as capacities, were

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