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(In peso for June, 1990)*1990 **
Personnel compensation
Compensation of the personnel of department of sales
Commercial expenses
The general operational expenses ***
1.574
1.221
1.098
1.032
* - Data is counted taking into account it
** - For the November, 1990, given are brought into accord with the prices at that point in time
*** - Figures this line exceed the sums higher, as in the table Is absent some articles of expenses, such as depreciation and amortisation
University (it)
The table gives the chance to be convinced that expenses on one insured
Have considerably decreased by 1987, and then, in a consequence of changes in
The legislation (such, as occurrence of the bill of voluntary savings, Change of rules of transition from one it in another, etc.), has occurred
Increase in expenses. However, as well as in the beginning of functioning of system, in
Dynamics of these expenses should expect certain stabilisation, which in
Combination to reduction under various articles of expenses will lead to decrease
Expenses on one insured.
*it) Structure of expenses *
Dynamics of structure of operational expenses (the basic articles) is shown in the table
2.6 also it is illustrated on the diagramme 2.3.
(In % from the general operational expenses)
1982 1983 1984 1985 1986 1987 1988 1989 1990*
Personnel compensation
25,0 31,0 28,8 28,0 30,4 38,3 18,2 19,8 21,2
Compensation of the personnel of department of sales
10,9 13,4 12,3 14,4 15,2 20,4 8,7 8,1 10,1
Commercial expenses
24,4 9,1 11,5 5,3 2,8 4,0 2,6 2,6 2,5
* - For June, 1990
___
___ chili_0203.gif (7771 bytes) - the Diagram 2.3
*it) the Parity of number of the personnel and insured *
Changes which are characterised by the relation of number occupied in it to To number insured (this parity represents an indirect indicator, Supplementing stated in the previous section) show that profitability Systems increases throughout 10 years.
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